What is hazardous production facility insurance

Dangerous Production Object Insurance (DPO) is a mandatory business protection tool related to the operation of high-risk facilities, such as chemical and oil and gas plants, nuclear power plants, and other facilities.
The main goal is to minimize financial, environmental, and social consequences in the event of accidents, disasters, or emergencies

How it works?

Make an insurance contract

The policy includes the main and additional risks associated with the object

1

Ensure risk coverage

The insurance company compensates for the costs of restoring equipment, infrastructure and repairing damage

2

Support compliance with the requirements

Implementation of legislative norms necessary for DPF operation

3

Advantages

Financial protection
Financial protection
Coverage of large losses in accidents and disasters
Responsibility protection
Responsibility protection
Reimbursement of losses caused to third parties or the state. Environmental fines and compensation for damage to the environment
Business risk reduction
Business risk reduction
Financial support for quick recovery. Minimizing downtime and productivity reduction
Social protection
Social protection
Compensation to injured employees and citizens
Improve reputation
Improve reputation
Demonstrate accountability to partners, clients, and government agencies. Confirmation of safety standards
Compliance with legislation
Compliance with legislation
DPF insurance is a mandatory requirement for working with high-risk objects

Risks we cover

Technogenic accidents

Technogenic accidents

  • Explosions, fires, leaks of chemical, gaseous and radioactive substances
  • Proboms of pipelines, destruction of tanks, accidents in reactors
Environmental risks

Environmental risks

  • Water, soil, and air pollution
  • Flora and fauna damage, ecosystem disruption
Social risks

Social risks

  • Trauma and deaths of people working in DPFs
  • Mass casualties among the population as a result of disasters
Economic risks

Economic risks

  • Permanent and forced shutdowns
  • Production recovery and repair costs
Responsibility to third parties

Responsibility to third parties

Damage to third parties and the state, including environmental disasters

Insurance object

Production facilities

Production facilities

  • Chemical and petrochemical plants
  • Atomic power plants, gas and oil installations
Equipment and devices

Equipment and devices

  • Industrial machines, tanks, pipelines
  • Pumping stations, control systems, power plants
Infrastructure

Infrastructure

  • Assistant facilities: electrical and water systems that support the main facilities
Environmental risks

Environmental risks

  • Leakage of toxic substances, environmental pollution
  • Violation of environmental balance.

What to do if something happens?

1

Report the incident to the insurance company. Please prepare documents confirming the occurrence of the insured event

2

Please wait for the damage estimate. The insurance company will conduct an examination to determine compensation

3

Get compensation. The funds can be used to recover, pay fines or cover losses